If a seller refuses to complete the Seller's Disclosure of Property Conditions form, what should you advise your client?

Advising your client that an inspection contingency is a must is the appropriate response when a seller refuses to complete the Seller's Disclosure of Property Conditions form. The Seller’s Disclosure is an important document that provides potential buyers with information about the property’s condition, including any known defects or issues. When that information is not provided, the buyer lacks crucial insights into the property's condition, which can lead to unexpected repairs and financial liabilities after the purchase.

Including an inspection contingency allows the buyer to have a professional evaluation of the property's condition, which can identify any hidden problems that the seller may not have disclosed. This contingency protects the buyer's interests by providing them with the opportunity to negotiate repairs, request credits, or even withdraw their offer based on the findings of the inspection.

The other options may lead to less favorable outcomes for the buyer. For instance, proceeding with an offer without contingencies could expose them to risks that they are unaware of. Asking the seller again to complete the form might seem polite but may not yield a different response. Finally, withdrawing interest in the property might be premature; instead, ensuring proper safeguards like an inspection is a more prudent approach.