What is the main liability under the Fair Housing Act?

The primary liability under the Fair Housing Act centers around legal action against discrimination in housing. This federal law was established to prevent discrimination based on race, color, religion, sex, national origin, familial status, or disability. Compliance with this act is crucial for real estate professionals, as they must ensure that all individuals have equal access to housing opportunities. When someone believes they have been discriminated against in housing, they can file a complaint, leading to legal repercussions for those found in violation.

The other options do not align with the overarching purpose of the Fair Housing Act. Insurance penalties, increased taxes, and license termination are not central to the act's framework and objectives. Rather, the act’s focus is on fostering equality in housing and providing recourse for discrimination, making legal action against discriminatory practices the main liability.